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What is RV Insurance and Why Do You Need It?

You already know that you need insurance for your truck, car, or sport utility vehicle to drive legally in Enfield, CT. But did you know that it is also a great idea to carry coverage on your recreational vehicle? RV insurance is comparable in cost to an auto policy and is an ideal way to protect your asset while ensuring you’re road legal. Here is information from our Koverage Insurance Group team about what RV insurance is and why you need it.

What is RV Insurance?

Similar to auto insurance, recreational vehicle insurance offers coverage to protect you from situations where you’re at fault for an accident, there’s a theft, some types of weather damage, and more. It meets all guidelines for carrying liability coverage, which is required by law. And certain policies can also help pay for towing, glass replacement, emergency expenses, and more.

RV insurance is rated by the class model of your vehicle. For example, a Class A motorhome has a higher insurance cost than those that are Class B or Class C. Your driving history, whether you live in the vehicle full-time, and deductible limits all play a role in how much your policy costs.

Why is Having RV Insurance Important?

Having adequate RV insurance is incredibly important. Besides the fact that you need it to stay legal out on the road, the coverage helps protect you against unexpected damage or theft that might happen when you least expect it. Since you’ve already put a lot of money into making your RV a home, insurance is a good way to protect your investment.

Your Trusted RV Insurance Specialists

Still have questions about RV insurance? Our Koverage Insurance Group team is here to help with all of your Enfield, CT recreational vehicle insurance needs. Please contact us today for details.

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